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I've been a Bitcoin enthusiast for years, and like many, I dreamed of spending my crypto directly at big retailers. Microsoft was one of the first to accept Bitcoin back in 2014. But then they pulled the plug. So where do we stand today? Can you actually use Bitcoin to pay for Microsoft products? The short answer is: not directly, but there are reliable workarounds. In this article, I'll share my personal experience navigating this space, the exact steps to get your Xbox Game Pass or Office 365 using Bitcoin, and why Microsoft's decision still makes sense (even if I don't like it).
Current Status of Microsoft Bitcoin Payment
Back in 2014, Microsoft partnered with BitPay to allow customers to buy apps, games, and digital content with Bitcoin. It was a huge win for crypto adoption. But by 2018, they quietly removed the option. Why? Microsoft cited low usage and volatility. I remember trying to use it in 2017 — the transaction fees were already climbing, and the experience felt clunky. Today, if you go to the Microsoft Store, you'll see credit cards, PayPal, and even mobile billing, but no Bitcoin or crypto.
So the direct Microsoft Bitcoin payment option is dead. But that doesn't mean you can't spend your Bitcoin on Microsoft products. The key is to use a middleman: purchase Microsoft gift cards with Bitcoin, then redeem them.
Workarounds to Use Bitcoin at Microsoft
After testing several services, I found two main routes that actually work. Both involve buying digital gift cards with Bitcoin.
1. BitPay
BitPay is the most straightforward. They offer Microsoft Gift Cards in denominations from $10 to $100. You pay with Bitcoin (or Bitcoin Cash, Ethereum, etc.), and they email you the code instantly. I've used BitPay four or five times — each time took under 2 minutes. The exchange rate is locked at the moment of purchase, so you won't lose money during the transaction.
2. Coinbase
If you already have a Coinbase account, you can use their gift card marketplace. However, the selection is more limited and the fees can be higher. I wouldn't recommend it unless you're already holding Bitcoin there and want a simple interface. BitPay is generally cheaper and faster.
There are also smaller sites like CoinCards or eGifter, but I advise sticking with established names. I once tried a random site that claimed to accept Bitcoin for Microsoft codes — turns out it was a phishing scam. Stick to BitPay or Coinbase to stay safe.
Step-by-Step Guide: Buying Microsoft Products with Bitcoin
Here's exactly what I do when I want to buy something from Microsoft with Bitcoin. Let's say you want Xbox Game Pass Ultimate (1 month), which costs $16.99.
Step 1: Get a Bitcoin wallet and funds
If you don't already have Bitcoin, you'll need an exchange like Coinbase or Binance. Transfer your Bitcoin to a wallet you control (or keep it on the exchange if you trust it enough). I usually keep a small amount in my BitPay wallet just for this purpose.
Step 2: Go to BitPay
Visit BitPay.com and select "Microsoft Gift Cards." You'll see a range of amounts. Since Game Pass is $16.99, the best option is a $20 gift card (you'll have a $3.01 credit left).
Step 3: Pay with Bitcoin
Click "Buy with Bitcoin." A QR code will appear. Scan it with your mobile wallet or copy the address. Send the exact amount (BitPay shows the BTC price including their fee). The transaction usually confirms within 10–30 minutes depending on network congestion.
Step 4: Redeem the code
Once confirmed, you'll see the code on screen and get an email. Copy it. Go to redeem.microsoft.com and enter the code. The full $20 balance will be added to your Microsoft account.
Step 5: Make your purchase
Now go to the Microsoft Store, find Xbox Game Pass Ultimate, and click "Buy." The store will use your gift card balance first. If you bought a $20 card and the item is $16.99, you'll have $3.01 left for future purchases.
That's it. The whole process takes about 15 minutes once the Bitcoin transaction confirms. A bit longer than swiping a card, but it works.
Pros and Cons of Using Bitcoin at Microsoft
| Pros | Cons |
|---|---|
| Privacy: No need to share bank or credit card details with Microsoft | Volatility risk: Bitcoin price could fluctuate between sending and confirmation (though BitPay locks the rate) |
| Access: Great for unbanked individuals or those without credit cards | Fees: BitPay charges around 1% plus network fees |
| No bank involvement: Perfect if you want to avoid traditional finance | Hassle factor: Requires multiple steps and a wallet |
